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When a Church Becomes a Community Hub: Insurance for Food Pantries, Daycare, Support Groups, and Shared Building Use
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When a Church Becomes a Community Hub: Insurance for Food Pantries, Daycare, Support Groups, and Shared Building Use

November 3, 2026  ·  14 min read  ·  Non-Profits & Events

Oregon church insurance questions for food pantries, daycare, support groups, volunteers, property, vehicles, and agreements with outside groups using the building.

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Insurance Articles & Guides

Showing 91–108 of 167 articles · Page 6 of 10

Rodeo, Roping, and Roughstock: Insuring Oregon's Western LifestyleFarm & Ranch
June 4, 202611 min read

Rodeo, Roping, and Roughstock: Insuring Oregon's Western Lifestyle

Crook County is the Cowboy Capital of Oregon. From the Crooked River Roundup to roping arenas across Central Oregon, this guide covers equine insurance, livestock mortality, horse trailer coverage, and event liability for the horse and cattle community.

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ATVs, Off-Road Vehicles & Snowmobiles in Central Oregon: Are You Actually Covered?Personal Insurance
June 3, 202611 min read

ATVs, Off-Road Vehicles & Snowmobiles in Central Oregon: Are You Actually Covered?

Central Oregon is ATV, UTV, and snowmobile country — but most riders don't know their auto insurance doesn't cover them on the trail. Learn what OHV insurance covers and how to protect your machines in 2026.

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Why Did My Insurance Go Up When I Had No Claims?Insurance Tips
May 30, 202610 min read

Why Did My Insurance Go Up When I Had No Claims?

Your insurance premium went up and you haven't filed a single claim. Here's exactly why that happens — and what you can do about it in Oregon.

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Laundromat, Convenience Store & Bakery Insurance in Oregon: 2026 Coverage GuideCommercial Insurance
May 27, 202610 min read

Laundromat, Convenience Store & Bakery Insurance in Oregon: 2026 Coverage Guide

Oregon laundromat, convenience store, and bakery owners face unique insurance risks. Learn what coverages you need, what they cost, and how to protect your business in 2026.

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EPLI Insurance in Oregon: What Every Employer Needs to Know in 2026Commercial Insurance
May 26, 202612 min read

EPLI Insurance in Oregon: What Every Employer Needs to Know in 2026

Oregon's employee-friendly employment laws make EPLI insurance essential for every business with employees. Learn what EPLI covers, what it costs, and why Oregon employers face some of the highest employment claim rates in the country.

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Restaurant, Bar & Food Truck Insurance in Oregon: The Complete Coverage Guide for 2026Commercial Insurance
May 20, 202613 min read

Restaurant, Bar & Food Truck Insurance in Oregon: The Complete Coverage Guide for 2026

Oregon restaurants, bars, and food trucks face unique insurance risks including liquor liability under Oregon's dram shop law, food spoilage, EPLI, and more. The complete 2026 guide to food service insurance in Oregon.

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Oregon Flood Insurance in 2026: What Homeowners, Farmers & Businesses Need to Know After the NFIP ChangesHome Insurance
May 19, 202613 min read

Oregon Flood Insurance in 2026: What Homeowners, Farmers & Businesses Need to Know After the NFIP Changes

FEMA's Risk Rating 2.0 has dramatically changed flood insurance pricing across Oregon. Learn what the NFIP changes mean for Oregon homeowners, farmers, and businesses — and whether private flood insurance is a better option in 2026.

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Agritourism Insurance in Oregon: Protecting Your Farm Stand, U-Pick, Pumpkin Patch, Corn Maze & Farm EventsFarm & Ranch Insurance
May 18, 202612 min read

Agritourism Insurance in Oregon: Protecting Your Farm Stand, U-Pick, Pumpkin Patch, Corn Maze & Farm Events

Oregon agritourism operations — farm stands, u-pick berries, pumpkin patches, corn mazes, lavender farms, and farm dinners — face unique insurance risks that standard farm policies don't cover. The complete guide to agritourism insurance for Oregon farmers.

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Oregon Contractor & Construction Insurance: The Complete 2026 Guide for Builders, Subcontractors & General ContractorsCommercial Insurance
May 17, 202614 min read

Oregon Contractor & Construction Insurance: The Complete 2026 Guide for Builders, Subcontractors & General Contractors

Oregon contractors and builders face unique insurance requirements: general liability, builders risk, contractor's tools & equipment, surety bonds, and workers' comp for subcontractors. The complete 2026 guide to contractor insurance in Oregon.

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Short-Term Rental & Airbnb Insurance in Oregon: What VRBO and Airbnb Hosts Must Know in 2026Home Insurance
May 16, 202612 min read

Short-Term Rental & Airbnb Insurance in Oregon: What VRBO and Airbnb Hosts Must Know in 2026

Oregon short-term rental hosts on Airbnb and VRBO face a critical insurance gap: personal homeowners policies don't cover commercial rental activity. The complete 2026 guide to STR insurance for Central Oregon hosts in Bend, Sisters, Sunriver, and Redmond.

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Insurance for Equipment Dealers, Tractor Suppliers & Heavy Machinery BusinessesCommercial Insurance
May 15, 202613 min read

Insurance for Equipment Dealers, Tractor Suppliers & Heavy Machinery Businesses

Equipment dealers, tractor suppliers, and heavy machinery businesses face unique insurance risks: floor plan inventory, dealers open lot, garagekeepers liability, product liability, and more. Here's the complete 2026 guide for Oregon equipment dealers.

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The Insurance Challenges Facing Rural Oregon Businesses in 2026Rural Business
May 14, 202612 min read

The Insurance Challenges Facing Rural Oregon Businesses in 2026

Rural Oregon businesses face a perfect storm in 2026: wildfire, record drought, labor shortages, equipment theft, inflation, trucking costs, and carriers pulling back from rural markets. Here's what every farm, ranch, contractor, and rural small business in Central Oregon needs to know.

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Insurance for Hay Growers, Ranchers & Agricultural Operations in Central OregonFarm & Ranch Insurance
May 13, 202614 min read

Insurance for Hay Growers, Ranchers & Agricultural Operations in Central Oregon

Central Oregon produces over $200 million in agricultural products annually — hay, cattle, wheat, and specialty crops. But farm and ranch insurance is fundamentally different from standard commercial coverage. Here's the complete 2026 guide to protecting your agricultural operation in Crook, Jefferson, and Deschutes counties.

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Insurance for Rural Hospitals, Clinics & Healthcare Providers in Central OregonHealthcare Insurance
May 11, 202614 min read

Insurance for Rural Hospitals, Clinics & Healthcare Providers in Central Oregon

Medical malpractice premiums are surging in 2026 — the top 50 awards averaged $56 million. Oregon's rural subsidy program can reimburse up to 80% of your malpractice premium. Here's the complete guide to healthcare insurance for Central Oregon clinics, hospitals, dentists, and allied health providers.

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Commercial Trucking Insurance in Oregon: What Fleets, Owner-Operators & Contractors Need to KnowCommercial Insurance
May 8, 202614 min read

Commercial Trucking Insurance in Oregon: What Fleets, Owner-Operators & Contractors Need to Know

Oregon commercial trucking insurance costs $9,000–$15,000 per truck in 2026. FMCSA and ODOT require $750,000–$1M in liability. Nuclear verdicts, carrier exits, and rising repair costs are driving premiums higher. Here's the complete guide for Oregon fleets, owner-operators, and contractors.

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Liquor Liability Insurance in Oregon: What Bars, Breweries, Restaurants & Venues Must KnowCommercial Insurance
May 7, 202612 min read

Liquor Liability Insurance in Oregon: What Bars, Breweries, Restaurants & Venues Must Know

Oregon's Dram Shop law makes every bar, brewery, restaurant, and event venue legally liable for intoxicated patrons. Nationally, premiums are surging 400–900%. Here's what Central Oregon hospitality businesses need to know in 2026 — before rates get worse.

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Oregon's New Insurance Law: You Can Now Demand a Written Explanation for Your Rate IncreaseConsumer Rights
May 4, 20269 min read

Oregon's New Insurance Law: You Can Now Demand a Written Explanation for Your Rate Increase

Oregon's House Bill 2563 took effect April 1, 2026. Central Oregon homeowners and auto policyholders can now demand a written explanation for any premium increase. Here's exactly how to use your new rights — and what to do if your rate is too high.

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Homeowners Insurance in Central Oregon: The Complete Buyer's Guide for 2026Home Insurance
May 1, 202615 min read

Homeowners Insurance in Central Oregon: The Complete Buyer's Guide for 2026

Everything Central Oregon homeowners need to know about home insurance in 2026 — what it covers, how much it costs in Prineville, Bend, Redmond, and Sisters, wildfire endorsements, replacement cost vs. ACV, and how to choose the right coverage from a local independent agent.

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