Florist & Flower Shop Insurance
General Liability, Property & Delivery Coverage for Oregon Florists

Florist & Flower Shop Insurance
General Liability, Property & Delivery Coverage for Oregon Florists
About Florist & Flower Shop Insurance
Florists and flower shops face unique insurance risks — from perishable inventory and delivery vehicle accidents to customer slip-and-falls and product liability. Whether you operate a retail flower shop or a wholesale floral business, you need insurance designed for the floral industry.
Prineville Insurance helps Central Oregon florists find comprehensive coverage including general liability, commercial property, commercial auto for delivery vehicles, and inland marine for perishable inventory.
Why Choose Prineville Insurance?
- Independent agency — we work for you, not the insurance company
- 50+ top-rated insurance carriers to compare
- Licensed Oregon agents with local expertise
- Serving Central Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
General Liability
Covers third-party bodily injury and property damage claims, including customer slip-and-falls.
Commercial Property
Protects your shop building, equipment, coolers, and inventory.
Commercial Auto
Covers delivery vehicles against accidents, theft, and damage.
Inland Marine
Covers perishable inventory and floral arrangements in transit.
Product Liability
Covers claims arising from allergic reactions or injury caused by your floral products.
Workers\' Compensation
Covers medical expenses and lost wages for employees injured on the job.
How to Get Coverage
Contact Us or Request a Quote
Call Prineville Insurance at (541) 447-6372 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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