Professional Liability Insurance
Errors & Omissions Coverage for Oregon Professionals & Service Businesses

Professional Liability Insurance
Errors & Omissions Coverage for Oregon Professionals & Service Businesses
About Professional Liability Insurance
Professional liability insurance — often called errors & omissions (E&O) coverage — may address specified allegations related to covered professional services. Definitions, exclusions, deductibles, limits, and defense provisions vary by carrier and policy.
Prineville Insurance helps Central Oregon professionals compare available coverage options for their services, contracts, licensing considerations, and risk profile. Review the actual policy wording and any client or licensing requirements before choosing coverage.
Why Choose Prineville Insurance?
- Independent agency — we work for you, not the insurance company
- 50+ top-rated insurance carriers to compare
- Licensed Oregon agents with local expertise
- Serving Central Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
Errors & Omissions
May respond to specified allegations of negligence, errors, or omissions in covered professional services, subject to policy terms and exclusions.
Defense Costs
May provide defense features for covered claims, subject to the policy’s definitions, limits, deductible, and consent provisions.
Settlements & Judgments
May address covered settlements or judgments up to the applicable policy limits and subject to the policy conditions.
Claims-Made Coverage
Many professional liability policies are claims-made; the claim-reporting requirements, retroactive date, and extended-reporting options vary by policy.
Prior Acts Coverage
Prior-acts protection may be available when the insurer and policy terms allow it. Confirm the retroactive date and continuity requirements.
Disciplinary Proceedings
Some policies may include selected licensing-board or disciplinary-proceeding features. Availability and scope vary by carrier and profession.
How to Get Coverage
Contact Us or Request a Quote
Call Prineville Insurance at (541) 447-6372 or submit an online quote request. Our agents will gather details about your business and coverage needs.
Compare Available Options
As an independent agency, we compare available carrier options and help you review the terms, limits, deductibles, retroactive dates, and endorsements relevant to your business.
Review Your Policy
We'll explain the available coverage options and help you compare policy terms, limits, deductibles, exclusions, and any relevant contract or licensing considerations.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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