Boat Insurance

Comprehensive Watercraft Coverage for Central Oregon Boaters

Prineville Insurance

About Boat Insurance

Central Oregon's lakes and reservoirs — from Prineville Reservoir and Ochoco Reservoir to Haystack Reservoir, Crane Prairie, and Wickiup — offer exceptional boating, fishing, and water recreation. Whether you own a fishing boat, pontoon, ski boat, or personal watercraft, boat insurance protects your investment and provides liability coverage on the water.

What's Covered

Physical Damage

Covers your boat, motor, and trailer against collision, fire, theft, and other covered perils.

Liability Coverage

Covers bodily injury and property damage you cause to others while operating your boat.

Medical Payments

Covers medical expenses for you and your passengers after a boating accident.

Uninsured Watercraft

Protects you when an at-fault boater has no insurance.

Personal Property

Covers fishing equipment, electronics, and other personal property on your boat.

Towing & Assistance

24/7 on-water towing and emergency assistance coverage.

Why Central Oregon Boaters Choose Prineville Insurance

Central Oregon's lakes and reservoirs are among the most beautiful in the Pacific Northwest. Whether you're fishing on Prineville Reservoir, waterskiing on Haystack, or cruising Crane Prairie, Prineville Insurance helps you find the right boat insurance at the best price from 50+ carriers.

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Boat Insurance

Frequently Asked Questions

Common questions about boat insurance

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

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I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.