Condo Association Insurance
Master Policy, D&O & Liability Coverage for Oregon Condominium Associations
About Condo Association Insurance
Condominium associations are responsible for insuring the common areas, building exteriors, and shared amenities of the community. A condo association master policy is the foundation of the community\'s insurance program, covering the structure and common areas that individual unit owners\' policies don\'t cover.
Prineville Insurance helps Central Oregon condo associations find comprehensive master policies, directors & officers liability, and fidelity bond coverage to protect the association and its board members.
Related Commercial Coverage
What's Covered
Master Property Policy
Covers the building structure, common areas, and shared amenities against fire, weather, and other covered perils.
General Liability
Covers third-party bodily injury and property damage claims in common areas.
Directors & Officers Liability
Protects board members from personal liability for decisions made on behalf of the association.
Fidelity Bond
Covers theft of association funds by board members or employees.
Umbrella Liability
Provides additional liability protection above the limits of your primary policies.
Equipment Breakdown
Covers shared mechanical systems like elevators, HVAC, and pool equipment.
Why Central Oregon Condo Associations Choose Prineville Insurance
Condo associations in Central Oregon manage significant shared property assets and face liability exposures from common area injuries, board decisions, and employee actions. Your insurance program needs to address all of these risks.
Prineville Insurance works with carriers that specialize in community association insurance to find the right coverage for your condo association at a competitive price.
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