Condo Association Insurance
Master Policy, D&O & Liability Coverage for Oregon Condominium Associations
Condo Association Insurance
Master Policy, D&O & Liability Coverage for Oregon Condominium Associations
About Condo Association Insurance
Condominium associations are responsible for insuring the common areas, building exteriors, and shared amenities of the community. A condo association master policy is the foundation of the community\'s insurance program, covering the structure and common areas that individual unit owners\' policies don\'t cover.
Prineville Insurance helps Central Oregon condo associations find comprehensive master policies, directors & officers liability, and fidelity bond coverage to protect the association and its board members.
Why Choose Prineville Insurance?
- Independent agency — we work for you, not the insurance company
- 50+ top-rated insurance carriers to compare
- Licensed Oregon agents with local expertise
- Serving Central Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
Master Property Policy
Covers the building structure, common areas, and shared amenities against fire, weather, and other covered perils.
General Liability
Covers third-party bodily injury and property damage claims in common areas.
Directors & Officers Liability
Protects board members from personal liability for decisions made on behalf of the association.
Fidelity Bond
Covers theft of association funds by board members or employees.
Umbrella Liability
Provides additional liability protection above the limits of your primary policies.
Equipment Breakdown
Covers shared mechanical systems like elevators, HVAC, and pool equipment.
How to Get Coverage
Contact Us or Request a Quote
Call Prineville Insurance at (541) 447-6372 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.
Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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