Social Services Insurance Oregon

Specialized insurance for Oregon social service organizations, human services nonprofits, and community service agencies.

Social service organizations in Oregon provide vital services to vulnerable populations — and they face unique insurance challenges. From client injuries and professional liability to directors and officers coverage and sexual misconduct liability, social service nonprofits need comprehensive insurance protection. Prineville Insurance provides specialized insurance for social service organizations throughout Central Oregon.

General Liability

Protection against bodily injury and property damage claims arising from social service operations, programs, and activities.

Professional Liability

Coverage for claims arising from professional social services — including counseling, case management, and other professional services.

Directors & Officers

Coverage for board members and officers against claims arising from management decisions and governance of the organization.

Property Coverage

Coverage for office property, equipment, and other organizational assets.

Volunteer Coverage

Coverage for volunteers who assist with social service programs — including accident and liability coverage.

Employment Practices

Coverage for employment-related claims — including wrongful termination, discrimination, and harassment claims.

What's Covered

General liability (premises and operations)
Professional liability (social services)
Directors and officers liability
Employment practices liability
Sexual misconduct liability
Property coverage (office and equipment)
Volunteer accident coverage
Client accident coverage
Hired and non-owned auto liability
Crime coverage (employee dishonesty)
Umbrella / excess liability

Frequently Asked Questions

What insurance does a social service organization need in Oregon?

Social service organizations in Oregon typically need general liability, professional liability, directors and officers liability, and employment practices liability. Depending on your organization's programs, you may also need sexual misconduct liability, volunteer accident coverage, and crime coverage.

Does our social service organization need professional liability insurance?

Yes. If your organization provides professional services — including counseling, case management, or other professional social services — you need professional liability (also called errors and omissions) insurance. Standard general liability policies typically exclude professional liability claims.

How do I get a quote for social services insurance in Oregon?

Contact Prineville Insurance at (541) 447-6372 or use our online quote form. Our agents specialize in nonprofit insurance and can help you build the right coverage for your social service organization.

Get a Free Social Services Insurance Oregon Quote

Serving Central Oregon nonprofits and events since 1935. Call or get a quote online today.

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Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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