BLOGPrineville Insurance: 90 Years of Protecting Central Oregon Families, Farms & Businesses
April 10, 2026 · 7 min read · About Prineville Insurance
Since 1935, Prineville Insurance has served the families, farms, and businesses of Central Oregon. Learn about our history, our deep community roots, and the full range of insurance coverage we offer today — from home and auto to farm, ranch, wildfire, and specialty risks.
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About Prineville InsurancePrineville Insurance: 90 Years of Protecting Central Oregon Families, Farms & Businesses
Since 1935, Prineville Insurance has served the families, farms, and businesses of Central Oregon. Learn about our history, our deep community roots, and the full range of insurance coverage we offer today — from home and auto to farm, ranch, wildfire, and specialty risks.
Farm & Ranch InsuranceRanch & Farm Insurance in Prineville, Powell Butte, Redmond, Madras & Terrebonne
Central Oregon's farms and ranches face unique risks — wildfire, livestock losses, equipment breakdowns, and complex liability. This comprehensive guide covers every type of farm and ranch insurance available in the region, from livestock and crop coverage to farm liability and wildfire protection.
Professional LiabilityConsulting Insurance in Oregon: E&O and Business Coverage for 22 Professional Categories
From IT consultants and financial planners to HR professionals and life coaches, Oregon consultants face professional liability exposures that standard business insurance doesn't cover. Here's what every consulting professional needs.
Professional LiabilityArchitects & Engineers Insurance in Oregon: Professional Liability, E&O, and Beyond
Oregon architects, engineers, and design professionals face unique liability exposures that standard business insurance doesn't cover. Learn what E&O, professional liability, and project-specific policies you need to protect your firm.
Trucking InsuranceTrucking & Transportation Insurance in Oregon: What Every Carrier Needs to Know
Oregon trucking companies face FMCSA, ODOT, and state insurance requirements that go well beyond a standard commercial auto policy. Here's what motor carriers, owner-operators, and freight brokers need to stay legal and protected.
Wildfire InsuranceFirewise & Wildfire Preparedness in Bend and Central Oregon: What Homeowners Need to Know
Bend and Central Oregon face some of the highest wildfire risk in the Pacific Northwest. New R327 building codes, a dedicated city wildfire position, and 78 Firewise communities in Deschutes County are changing what insurers expect — and what homeowners must do to stay covered.
Contractor InsuranceInsurance for Plumbers, Electricians, HVAC, Painters & Excavators in Oregon
Oregon's CCB requires every licensed trade contractor to carry specific insurance. Here's exactly what plumbers, electricians, HVAC companies, painters, and excavators need — and how to get it right.
Construction InsuranceConstruction Insurance in Oregon: What General Contractors, Subcontractors & Owner-Builders Need to Know
Oregon construction projects require layers of insurance — CCB-mandated general liability, builder's risk, completed operations, and subcontractor default. A complete guide for GCs, subs, and owner-builders from Prineville Insurance.
Commercial InsuranceContractor Insurance: The Complete Guide for Oregon Contractors
Everything Oregon contractors need to know about insurance — CCB requirements, general liability, workers' comp, tools coverage, and how to save money. A complete guide from Prineville Insurance.
Commercial InsuranceRestaurant Insurance: What You Actually Need (Oregon Guide)
A no-nonsense guide to restaurant insurance for Oregon owners — what's required by law, what's worth it, and what you can skip. Covers GL, liquor liability, workers' comp, equipment breakdown, and more.
Commercial InsuranceRetail Store Insurance in Oregon: What Every Shop Owner Needs to Know
Running a retail store in Central Oregon comes with unique risks — theft, liability, property damage, and more. Learn what insurance coverage your shop needs to stay protected and keep your doors open.
Commercial InsuranceAviation Insurance in Oregon: Protecting Pilots, Aircraft, and Airports
Oregon pilots and aircraft owners need specialized aviation insurance that standard policies don't provide. Learn about hull coverage, liability, hangar policies, and options for Central Oregon aviators.
Commercial InsuranceParcel Delivery Insurance in Oregon: What FedEx, UPS & Independent Couriers Need to Know
Whether you drive for FedEx, UPS, Amazon Flex, or run your own courier business, your personal auto policy won't cover you while delivering packages. This guide explains the coverage gaps, what commercial delivery insurance costs, and how Prineville Insurance helps Oregon couriers and delivery businesses stay protected.
Commercial InsuranceManufacturing Insurance in Oregon: A Complete Coverage Guide for Manufacturers and Fabricators
Oregon manufacturers face unique insurance risks — from product liability and equipment breakdown to workers' comp and business interruption. Learn what coverage your manufacturing business needs and how Prineville Insurance can help.
Commercial InsuranceHospitality Insurance in Oregon: A Complete Guide for Hotels, Restaurants, Breweries & Event Venues
Oregon's hospitality industry faces unique risks — liquor liability, food contamination, event cancellation, and guest injury claims. This complete guide explains every type of hospitality insurance coverage, what Oregon law requires, and how Prineville Insurance helps hotels, restaurants, breweries, and event venues across Central Oregon stay protected.
Commercial InsuranceHOA Insurance in Oregon: A Complete Guide for Board Members and Homeowners
Oregon law (ORS 94.675) requires HOAs to carry property insurance and liability coverage for common areas. Learn what your association must have, what board members need to know about D&O coverage, and how to protect individual homeowners from special assessments.
Auto InsuranceAuto Insurance in Bend and Central Oregon: What Drivers Need to Know in 2026
Auto insurance rates in Central Oregon are rising. This guide explains Oregon's minimum coverage requirements, what affects your rate in Bend, Redmond, Prineville, and Sisters, and how Prineville Insurance shops 50+ carriers to find you the best coverage at the best price.
About Prineville InsuranceProudly Woman-Owned: Why It Matters at Prineville Insurance
Prineville Insurance is proud to be a woman-owned independent insurance agency serving Central Oregon since 1935. Learn why woman-owned businesses bring unique strengths to the insurance industry and what it means for our clients, our community, and our commitment to service.






