Charity Insurance Oregon

Comprehensive insurance for Oregon charities, foundations, and charitable organizations — protecting your mission and your people.

Oregon's charities and charitable organizations do vital work in our communities — and they face real insurance risks. From volunteer injuries and property damage to board liability and employment claims, charities need comprehensive insurance protection to safeguard their mission and their people. Prineville Insurance provides specialized charity insurance for Central Oregon nonprofits and charitable organizations.

General Liability

Protection against bodily injury and property damage claims arising from charity operations, events, and activities.

Directors & Officers

Coverage for board members and officers against claims arising from management decisions and governance of the charity.

Volunteer Coverage

Coverage for volunteers who assist with charity programs and events — including accident and liability coverage.

Property Coverage

Coverage for charity property — including office equipment, furniture, and other assets.

Employment Practices

Coverage for employment-related claims — including wrongful termination, discrimination, and harassment claims.

Fundraising Event Liability

Coverage for charity fundraising events — including galas, auctions, runs, and other fundraising activities.

What's Covered

General liability (premises and operations)
Directors and officers liability
Employment practices liability
Property coverage (office and equipment)
Volunteer accident coverage
Fundraising event liability
Hired and non-owned auto liability
Liquor liability (if alcohol is served at events)
Crime coverage (employee dishonesty)
Umbrella / excess liability

Frequently Asked Questions

What insurance does a charity need in Oregon?

Oregon charities typically need general liability, directors and officers liability, property coverage, and volunteer accident coverage. Depending on your organization's activities, you may also need employment practices liability, crime coverage, and event liability. Prineville Insurance can help you build a comprehensive insurance program for your charity.

Are charity volunteers covered by the organization's insurance?

Volunteer coverage depends on your insurance policy. Standard general liability policies may not cover volunteer injuries — you may need a separate volunteer accident policy or a nonprofit package that includes volunteer coverage. Contact Prineville Insurance to review your current coverage and identify any gaps.

How do I get a quote for charity insurance in Oregon?

Contact Prineville Insurance at (541) 447-6372 or use our online quote form. Our agents specialize in nonprofit and charity insurance and can help you build the right coverage for your organization.

Get a Free Charity Insurance Oregon Quote

Serving Central Oregon nonprofits and events since 1935. Call or get a quote online today.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

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