Auto Dealer Insurance

Dealer Open Lot, Garage Liability & Comprehensive Coverage for Oregon Auto Dealers

Prineville Insurance

About Auto Dealer Insurance

Auto dealerships face a unique set of insurance risks — from the vehicles on your lot to the test drives, service work, and financing activities your business performs. Standard commercial insurance is rarely sufficient for the complex exposures of an auto dealership.

Prineville Insurance works with carriers that specialize in auto dealer insurance, helping dealerships in Central Oregon find comprehensive coverage including dealer open lot, garage liability, and garagekeepers insurance.

What's Covered

Dealer Open Lot

Covers vehicles on your lot against damage from weather, fire, theft, and vandalism.

Garage Liability

Covers bodily injury and property damage claims arising from your dealership operations.

Garagekeepers Liability

Covers damage to customers' vehicles while in your care, custody, or control.

Commercial Auto

Covers vehicles used in your business operations, including dealer plates and loaner vehicles.

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job.

Business Interruption

Replaces lost income if your dealership is forced to close temporarily.

Why Central Oregon Auto Dealers Choose Prineville Insurance

Auto dealerships in Prineville, Bend, Redmond, and throughout Central Oregon face weather-related risks, theft, and the liability exposures of test drives and service work. Your insurance program needs to address all of these risks comprehensively.

Prineville Insurance compares coverage from multiple carriers to find the right combination of dealer open lot, garage liability, and commercial auto coverage for your dealership.

Get A Free Quote
Auto Dealer Insurance

Frequently Asked Questions

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

Hi there! 👋

I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.