LRO & Real Estate Investor Insurance
Landlord, Rental Property & Portfolio Coverage for Oregon Real Estate Investors

LRO & Real Estate Investor Insurance
Landlord, Rental Property & Portfolio Coverage for Oregon Real Estate Investors
About LRO & Real Estate Investor Insurance
Landlords, real estate owners (LROs), and property investors face unique insurance needs — from rental property liability and loss of rental income to commercial umbrella coverage for large portfolios. Standard homeowner\'s insurance is not designed for investment properties.
Prineville Insurance helps Central Oregon real estate investors find comprehensive coverage including landlord insurance, commercial property, loss of rental income, and umbrella liability for their investment portfolios.
Why Choose Prineville Insurance?
- Independent agency — we work for you, not the insurance company
- 50+ top-rated insurance carriers to compare
- Licensed Oregon agents with local expertise
- Serving Central Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
Landlord Insurance
Covers rental property buildings against fire, weather, and other covered perils.
Loss of Rental Income
Replaces lost rental income if a covered loss makes your property uninhabitable.
Liability Coverage
Covers third-party bodily injury and property damage claims at your rental properties.
Commercial Umbrella
Provides additional liability protection above the limits of your primary policies.
Vacant Property
Covers properties that are between tenants or undergoing renovation.
Commercial Property
Covers multi-unit and commercial investment properties.
How to Get Coverage
Contact Us or Request a Quote
Call Prineville Insurance at (541) 447-6372 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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