What does it mean that Prineville Insurance is women-owned?

Prineville Insurance is a women-owned independent insurance agency. Women-owned businesses are majority-owned and operated by women. For Prineville Insurance, that means our leadership, values, and day-to-day decisions reflect a commitment to empathy, community, and client-first service — values that have guided us since 1935.

Does being women-owned affect the quality or types of coverage offered?

Not at all — and in many ways it enhances it. As an independent agency, we work with 50+ carriers to find the right coverage at the right price. Our women-owned leadership brings a people-first approach that means we take the time to truly understand your needs before recommending a policy.

Does Prineville Insurance offer insurance specifically for women-owned businesses?

Yes. Prineville Insurance understands the specific needs of women entrepreneurs and business owners. We offer tailored commercial coverage including business owners policies, professional liability, workers' compensation, and more — designed to protect the businesses women have worked hard to build.

What types of insurance does Prineville Insurance provide?

Prineville Insurance offers a comprehensive range of personal and commercial insurance including home, auto, life, farm & ranch, wildfire, umbrella, business, nonprofit, and surety bonds. As an independent agency we shop multiple carriers to find you the best fit.

Where is Prineville Insurance located and what areas do you serve?

Our main office is located at 220 NW Meadow Lakes Drive, Prineville, OR 97754. We proudly serve individuals, families, and businesses throughout Central Oregon including Prineville, Bend, Redmond, Madras, Sisters, Terrebonne, and beyond. We are also licensed in Arizona, California, Colorado, Idaho, Nevada, South Dakota, Texas, Utah, and Washington.

Why choose a women-owned insurance agency?

Women-owned businesses consistently rank higher in client satisfaction, communication, and long-term relationship building. At Prineville Insurance, our women-owned leadership means you get an agency that listens, advocates for you at claim time, and treats you like a neighbor — not a policy number.

Since 1935

Women-Owned
Insurance Agency

Women-owned and community-driven — a commitment to protecting Oregon families, farms, and businesses since 1935.

Get A Free Quote → (541) 447-6372

Since 1935

Women-Owned
Insurance Agency

Women-owned and community-driven — a commitment to protecting Oregon families, farms, and businesses since 1935.

Get A Free Quote → (541) 447-6372

Meet Monica Elsom

Monica Elsom is the owner and principal agent of Prineville Insurance, Central Oregon's trusted independent insurance agency since 1935. A lifelong Central Oregon resident, Monica grew up understanding the unique risks and values of the region — from the high desert ranches of Crook County to the timber communities of the Ochoco Mountains.

Monica took ownership of Prineville Insurance with a clear mission: to carry forward the agency's 90-year legacy of honest, community-focused service while expanding its reach and capabilities for modern Oregon families and businesses. Under her leadership, the agency has grown to serve clients across 10 western states while maintaining its deep roots in Prineville.

As a women-owned business, Prineville Insurance reflects Monica's belief that insurance is fundamentally about people — listening carefully, advocating fiercely at claim time, and building relationships that last for generations. Monica is actively involved in the Prineville community and is committed to supporting local families, farms, and small businesses.

"We love people and helping them protect the things that they have worked so hard for." — Monica Elsom

Certified Women-Owned Business — independently owned and operated by Monica Elsom in Prineville, Oregon.

Meet the Full Team →

Monica Elsom

Owner & Principal Agent

Prineville Insurance

"Protecting what matters most — that's not just a tagline. It's a promise we've kept for over 90 years."

Prineville Insurance — Women-Owned, Oregon-Rooted, Since 1935

Why Work With a Women-Owned Agency

Women-owned businesses bring a culture of empathy, accountability, and relationship-driven service. These values influence every client interaction at Prineville Insurance.

Empathy

We listen first. Understanding your life and risks before recommending coverage.

Integrity

Honest guidance and transparent pricing — no surprises, no pressure.

Community

Deep roots in Central Oregon. We live here, work here, and give back here.

Excellence

High standards in every policy review, every claim, every conversation.

Advocacy

We go to bat for our clients when it matters most — at claim time.

Relationships

Long-term partnerships built on trust, not transactions.

Insurance Solutions for Families, Women & Businesses

As an independent agency, we work with multiple carriers to find comprehensive coverage tailored to your needs — from personal protection to complex commercial risks.

Homeowners Insurance Auto Insurance Business Insurance Wildfire Insurance Nonprofit Insurance Umbrella Insurance Farm & Ranch Insurance Life Insurance Surety Bonds Commercial Auto

Prineville Insurance — women-owned agency serving Central Oregon

A Continuing Commitment to Oregon Communities

For over 90 years, Prineville Insurance has served the families, farms, and businesses of Central Oregon. Women-owned leadership has always meant bringing a people-first approach to every client relationship.

We believe that protecting your home, your business, and your family is one of the most important decisions you will make. Our job is to make that process clear, honest, and tailored to your life.

We are proud to be women-owned, Oregon-rooted, and deeply committed to the communities we call home.