Multi-Family Property Insurance

Landlord, Liability & Property Coverage for Oregon Apartment Buildings & Duplexes

Prineville Insurance

About Multi-Family Property Insurance

Multi-family property owners — from duplex landlords to apartment building owners — face unique insurance needs that differ from both single-family rentals and commercial properties. The right insurance program protects your building, covers liability from tenant injuries, and replaces lost rental income after a covered loss.

Prineville Insurance helps Central Oregon multi-family property owners find comprehensive coverage including commercial property, general liability, loss of rental income, and umbrella liability insurance.

What's Covered

Commercial Property

Protects your apartment building or multi-family property against fire, weather, and other covered perils.

General Liability

Covers third-party bodily injury and property damage claims, including tenant injuries in common areas.

Loss of Rental Income

Replaces lost rental income if a covered loss makes your property uninhabitable.

Umbrella Liability

Provides additional liability protection above the limits of your primary policies.

Equipment Breakdown

Covers shared mechanical systems like HVAC, elevators, and laundry equipment.

Workers' Compensation

Covers maintenance staff and other employees injured on the job.

Why Central Oregon Multi-Family Property Owners Choose Prineville Insurance

Multi-family property owners in Central Oregon manage significant real estate assets and face liability exposures from tenant injuries, common area accidents, and property management decisions. Your insurance program needs to address all of these risks.

Prineville Insurance works with carriers that specialize in multi-family property insurance to find the right coverage for your properties at a competitive price.

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Multi-Family Property Insurance

Frequently Asked Questions

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Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

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I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.