Multi-Family Property Insurance
Landlord, Liability & Property Coverage for Oregon Apartment Buildings & Duplexes

Multi-Family Property Insurance
Landlord, Liability & Property Coverage for Oregon Apartment Buildings & Duplexes
About Multi-Family Property Insurance
Multi-family property owners — from duplex landlords to apartment building owners — face unique insurance needs that differ from both single-family rentals and commercial properties. The right insurance program protects your building, covers liability from tenant injuries, and replaces lost rental income after a covered loss.
Prineville Insurance helps Central Oregon multi-family property owners find comprehensive coverage including commercial property, general liability, loss of rental income, and umbrella liability insurance.
Why Choose Prineville Insurance?
- Independent agency — we work for you, not the insurance company
- 50+ top-rated insurance carriers to compare
- Licensed Oregon agents with local expertise
- Serving Central Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
What's Covered
Commercial Property
Protects your apartment building or multi-family property against fire, weather, and other covered perils.
General Liability
Covers third-party bodily injury and property damage claims, including tenant injuries in common areas.
Loss of Rental Income
Replaces lost rental income if a covered loss makes your property uninhabitable.
Umbrella Liability
Provides additional liability protection above the limits of your primary policies.
Equipment Breakdown
Covers shared mechanical systems like HVAC, elevators, and laundry equipment.
Workers\' Compensation
Covers maintenance staff and other employees injured on the job.
How to Get Coverage
Contact Us or Request a Quote
Call Prineville Insurance at (541) 447-6372 or submit an online quote request. Our agents will gather details about your business and coverage needs.
We Shop Multiple Carriers
As an independent agency, we compare rates from 50+ top-rated insurance carriers to find the best coverage at the most competitive price for your business.
Review Your Policy
We'll walk you through your coverage options, explain what's included, and help you choose the right policy limits and deductibles for your situation.
Ongoing Service & Claims Support
Our team is here for you throughout the life of your policy — for renewals, coverage changes, and claims advocacy when you need it most.

Frequently Asked Questions
Common questions about this coverage in Oregon.
Still have questions? Our licensed agents are here to help.
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