Insurance for Oregon Plumbing Contractors

Oregon plumbing contractors face a specific set of risks that standard general liability policies sometimes exclude or limit. Water damage from a burst pipe, a failed fitting, or an improper installation can cause tens of thousands of dollars in damage — and the claim may not surface until months after the job is complete. The Oregon Construction Contractors Board (CCB) requires every licensed plumber to carry a minimum of $1,000,000 per occurrence in general liability, and a lapse can result in immediate license suspension.

Prineville Insurance has been serving trade contractors across Central Oregon since 1935. As an independent agency, we work with more than 50 carriers to find the right combination of coverage and price for your plumbing business. We understand the CCB's requirements, Oregon's workers' comp system, and the specific exposures — including water damage exclusions and completed operations gaps — that plumbers face on every job.