Umbrella Insurance
Extra Liability Protection Beyond Your Standard Policies
About Umbrella Insurance
Personal umbrella insurance provides an extra layer of liability protection above and beyond your home and auto insurance limits. If you are sued for an amount that exceeds your standard policy limits, umbrella insurance covers the difference — protecting your assets and future earnings.
Related Personal Coverage
What's Covered
Excess Liability
Provides additional liability coverage above your home and auto policy limits.
Bodily Injury Liability
Covers medical costs and legal fees if someone is seriously injured and you are at fault.
Property Damage Liability
Covers damage you cause to others' property beyond your standard policy limits.
Personal Injury
Covers libel, slander, and invasion of privacy claims not covered by standard policies.
Worldwide Coverage
Provides liability protection anywhere in the world, not just in the US.
Legal Defense Costs
Covers attorney fees and court costs for covered liability claims.
Why Central Oregon Chooses Prineville Insurance
A personal umbrella policy typically provides $1-5 million in additional liability coverage for a surprisingly low annual premium. Prineville Insurance helps Central Oregon families find umbrella coverage that protects their homes, savings, and future income from large liability claims.
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