Business Owner's Policy (BOP)
Bundled Property & Liability Coverage for Central Oregon Small Businesses
Business Owner's Policy (BOP)
Bundled Property & Liability Coverage for Central Oregon Small Businesses
About Business Owner's Policy Insurance
A Business Owner's Policy (BOP) bundles commercial property insurance and general liability insurance into a single, cost-effective policy. Designed for small to mid-sized businesses, a BOP provides broad protection at a lower combined cost than purchasing each coverage separately. Most BOPs also include business interruption coverage to replace lost income if your business must temporarily close.
Prineville Insurance helps Central Oregon small business owners find the right BOP coverage from 50+ carriers. Our agents review your specific business risks and recommend the right combination of coverages and endorsements to protect your business comprehensively.
Related Commercial Coverage
General LiabilityWorkers' CompensationCommercial AutoCyber LiabilityAll Commercial Insurance →What's Covered
General Liability
Covers third-party bodily injury and property damage claims arising from your business operations, products, and completed work.
Commercial Property
Protects your building, equipment, inventory, and business personal property against fire, theft, vandalism, and other covered perils.
Business Interruption
Replaces lost income and covers ongoing expenses if your business is forced to close temporarily due to a covered loss.
Equipment Breakdown
Covers the cost to repair or replace business equipment that breaks down due to mechanical or electrical failure.
Data Breach / Cyber Coverage
Many BOP policies include basic cyber coverage for data breaches and notification costs — essential for businesses that store customer information.
Employee Dishonesty
Covers losses caused by employee theft of money, securities, or property — important for retail, restaurant, and service businesses with cash handling.
Why Central Oregon Small Businesses Choose Prineville Insurance for BOP
Central Oregon's small business community — from the boutique shops of Sisters to the service businesses of Prineville — needs affordable, comprehensive insurance coverage. A BOP provides the essential protections most small businesses need in one convenient, cost-effective package.
As an independent agency since 1935, Prineville Insurance has helped generations of Central Oregon business owners protect what they've built. Our agents take the time to understand your business and find the right BOP coverage that fits your needs and budget.
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