Home Insurance

Protecting Central Oregon Homes Since 1935

Prineville Insurance

About Home Insurance

Your home is your most valuable asset. Central Oregon homeowners face unique risks including wildfire, high desert weather, and rural property challenges. Prineville Insurance works with 50+ carriers to find comprehensive homeowners insurance that protects your home, belongings, and liability at the best price.

What's Covered

Dwelling Coverage

Covers the structure of your home against fire, wind, hail, and other covered perils.

Personal Property

Protects your furniture, electronics, clothing, and other belongings inside your home.

Liability Protection

Covers you if someone is injured on your property or you accidentally damage someone else's property.

Additional Living Expenses

Pays for temporary housing and living costs if your home is uninhabitable after a covered loss.

Other Structures

Covers detached garages, fences, sheds, and other structures on your property.

Wildfire Coverage

Essential for Central Oregon — covers fire damage to your home and property.

Why Central Oregon Chooses Prineville Insurance

As Central Oregon's trusted independent insurance agency since 1935, Prineville Insurance understands the unique risks facing homeowners in Prineville, Bend, Redmond, Sisters, and throughout the region. We compare rates from top carriers to find the right coverage for your home.

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Home Insurance in Central Oregon

Frequently Asked Questions

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

Hi there! 👋

I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.