Pivot Irrigation Insurance Oregon
Specialized coverage for center pivot irrigation systems, drip systems, and other irrigation infrastructure in Central Oregon.
Center pivot irrigation systems represent a major capital investment for Central Oregon farms — often $100,000 to $300,000 or more per system. Standard farm policies may not adequately cover pivot systems for all causes of loss. Prineville Insurance offers specialized pivot irrigation insurance to protect your irrigation infrastructure from breakdown, collision, weather, and other covered perils.
Center Pivot Systems
Comprehensive coverage for center pivot irrigation systems — including the pivot structure, drive units, spans, end guns, and control panels — against breakdown, collision, and weather.
Mechanical Breakdown
Coverage for sudden and accidental mechanical or electrical breakdown of pivot components, including motors, gearboxes, and control systems.
Collision Coverage
Coverage for damage caused by collision with farm equipment, vehicles, or other objects — a common cause of pivot damage during field operations.
Drip & Subsurface Irrigation
Coverage for drip tape, subsurface drip systems, and other irrigation infrastructure against physical damage, theft, and vandalism.
Pump & Motor Coverage
Coverage for irrigation pumps, motors, and pump houses against breakdown, lightning, power surge, and other covered perils.
Lost Crop Income
Coverage for lost crop income resulting from irrigation system failure during the critical growing season — protecting your revenue when your irrigation system is down.
What's Covered
Frequently Asked Questions
Does my farm policy cover my center pivot?
Standard farm policies often cover pivots for fire and some weather perils but may exclude mechanical breakdown and collision — two of the most common causes of pivot damage. A specialized pivot insurance endorsement or floater can fill these gaps. Contact Prineville Insurance to review your current coverage.
How much does pivot irrigation insurance cost?
Pivot insurance costs depend on the number of systems, their age and value, your location, and the coverage you choose. Contact Prineville Insurance for a customized quote — we work with specialty agricultural carriers to find competitive rates for Central Oregon farms.
What is the most common cause of pivot damage?
Mechanical breakdown and collision are the two most common causes of center pivot damage. Mechanical breakdown includes motor and gearbox failures, while collision typically involves farm equipment or vehicles striking pivot towers during field operations. Both are often excluded from standard farm policies but covered by specialized pivot insurance.
Does pivot insurance cover lost crop income?
Yes — lost crop income coverage is available as an optional endorsement on pivot insurance policies. This coverage compensates you for lost crop revenue when your irrigation system is down during the critical growing season. Contact Prineville Insurance to discuss your specific needs.
Get a Free Pivot Irrigation Insurance Oregon Quote
Serving Crook County, Deschutes County, Jefferson County, and all of Central Oregon since 1935.
