Farm Insurance Oregon
Comprehensive farm insurance for Oregon agricultural operations — from small hobby farms to large commercial farms.
Prineville Insurance has been protecting Oregon farms since 1935. Our farm insurance programs are designed for the full spectrum of agricultural operations — from small hobby farms and acreage properties to large commercial grain and livestock farms. We work with specialty agricultural carriers to build comprehensive coverage for your operation.
Farm Dwelling & Structures
Coverage for your farmhouse, barns, machine sheds, grain bins, silos, and other farm structures against fire, wind, hail, lightning, and other covered perils.
Farm Equipment & Machinery
Scheduled or blanket coverage for tractors, combines, planters, tillage equipment, irrigation systems, and other farm machinery — including physical damage and theft.
Crop Insurance
Multi-Peril Crop Insurance (MPCI), named-peril crop policies, and crop hail coverage to protect your annual crops against weather, disease, and market risks.
Farm Liability
Protects you against third-party bodily injury and property damage claims arising from farm operations, including agritourism, farm stands, and custom farming activities.
Farm Income Protection
Business interruption coverage to replace lost farm income when a covered loss prevents normal farming operations during the growing season.
Organic Farm Coverage
Specialized coverage for certified organic operations, including organic price premiums, certification costs, and contamination coverage unique to organic producers.
Agritourism & Farm Stand Liability
Coverage for farms that welcome visitors — including pick-your-own operations, farm tours, farm stands, and educational events — with tailored liability protection.
Farm Workers' Compensation
Oregon-required workers' compensation for farm employees, plus employer's liability coverage to protect against employee injury claims arising from farm work.
What's Covered
Frequently Asked Questions
What does farm insurance cover in Oregon?
Farm insurance in Oregon typically covers farm dwellings and structures, farm equipment and machinery, crops, livestock, farm liability, and farm workers' compensation. Prineville Insurance builds comprehensive farm insurance packages for Central Oregon agricultural operations of all sizes.
How is farm insurance different from homeowners insurance?
Farm insurance is specifically designed for agricultural operations and covers risks that standard homeowners policies exclude — including farm equipment, livestock, crops, farm liability, and agritourism activities. If you operate a farm or have significant agricultural property, you need a farm-specific policy.
Does farm insurance cover my farm equipment?
Yes. Farm insurance includes coverage for tractors, combines, planters, irrigation equipment, and other farm machinery. You can choose scheduled coverage (listing each piece of equipment) or blanket coverage (covering all equipment up to a total limit). Prineville Insurance can help you determine the right approach for your operation.
How do I get a farm insurance quote in Oregon?
Contact Prineville Insurance at (541) 447-6372 or use our online quote form. Our agents specialize in agricultural insurance and will work with you to assess your operation's unique risks and find the right coverage at a competitive price.
Get a Free Farm Insurance Oregon Quote
Serving Crook County, Deschutes County, Jefferson County, and all of Central Oregon since 1935.
