Personal Insurance
Comprehensive personal insurance for Central Oregon families — auto, home, life, and more.
Personal Insurance
Central Oregon's trusted independent agency for auto, home, life, and personal insurance since 1935.
Protecting Oregon Families Since 1935
As an independent insurance agency, Prineville Insurance shops 50+ carriers to find you the right personal insurance coverage at the most competitive price. Whether you need auto, home, life, renters, or specialty coverage, our licensed agents provide personalized service and unbiased advice tailored to Central Oregon families.
Personal Insurance Products
Auto Insurance
Protect your vehicle with comprehensive auto coverage from 50+ carriers. We shop the market to find you the best rate.
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Boating Insurance
Protect your boat, jet ski, or watercraft on Oregon's beautiful lakes and reservoirs with the right coverage.
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Home Insurance
Protect your home and belongings with the right homeowners coverage for Central Oregon's unique risks.
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Life Insurance
Secure your family's financial future with term, whole life, and universal life insurance options.
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Motorcycle Insurance
Ride with confidence knowing your motorcycle is protected with the right coverage for Central Oregon roads.
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Renters Insurance
Affordable protection for your belongings as a renter in Oregon. Covers theft, fire, and liability.
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RV Insurance
Comprehensive coverage for your motorhome, travel trailer, or fifth wheel across Central Oregon and beyond.
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Travel Insurance
Protect your travel investment with comprehensive trip cancellation and travel medical coverage.
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Umbrella Insurance
Extra liability protection beyond your auto and home policies — for peace of mind and asset protection.
Learn MoreWhy Choose an Independent Agent?
- We work for YOU, not the insurance companies
- Access to 50+ top-rated carriers means more options and better prices
- Unbiased advice — we recommend what's best for your situation
- One-stop shopping for all your personal insurance needs
- Local Central Oregon agents who know your community and its risks
- 90+ years of experience protecting Oregon families since 1935
Get Your Free Personal Insurance Quote
Tell us about your coverage needs and we'll shop 50+ carriers to find you the best coverage at the best price. No obligation, no pressure — just honest advice from Central Oregon's trusted independent agency.
Get a Free QuoteFrequently Asked Questions
Common questions about personal insurance in Oregon
What types of personal insurance does Prineville Insurance offer?
Prineville Insurance offers a full range of personal insurance including auto, homeowners, renters, life, umbrella, motorcycle, RV, boat, travel, and vacation rental insurance. We work with 50+ carriers to find the right fit for your situation.
How much does homeowners insurance cost in Oregon?
The average cost of homeowners insurance in Oregon varies based on location, home value, construction type, and wildfire risk. In Central Oregon, wildfire exposure can affect rates. Prineville Insurance shops multiple carriers to find you the most competitive rate for your specific home and location.
Do I need umbrella insurance in Oregon?
Umbrella insurance is recommended for anyone who owns a home, has significant assets, or wants extra liability protection beyond their auto or home policy limits. It provides an additional layer of coverage — typically $1 million or more — at a relatively low cost.
Can I bundle my home and auto insurance for a discount?
Yes. Most carriers offer multi-policy discounts when you bundle home and auto insurance. As an independent agency, Prineville Insurance can compare bundled rates across multiple carriers to find you the best overall value.
