Farm Boarding, Breeding & Training Insurance

Specialized insurance for Oregon equestrian and livestock boarding, breeding, and training operations.

Boarding, breeding, and training operations face unique liability exposures that standard farm policies may not adequately address. When you take responsibility for animals owned by others, you need care, custody, and control (CCC) liability coverage to protect against claims if those animals are injured, become ill, or die while in your care. Prineville Insurance specializes in insurance for Oregon boarding, breeding, and training operations.

Care, Custody & Control

Coverage for animals in your care that are owned by others — essential for boarding facilities, trainers, and breeding operations responsible for clients' animals.

Equine Liability

Comprehensive liability coverage for equestrian activities — including boarding, training, lessons, breeding, and other horse-related business activities.

Facility Property

Coverage for barns, arenas, stables, and other facility structures against fire, wind, and other covered perils.

Mortality & Major Medical

Coverage for death and major medical expenses for horses in your care — protecting both your animals and your clients' animals.

Farm Equipment

Coverage for tractors, trailers, and other equipment used in your boarding, breeding, or training operation.

Business Income

Coverage for lost business income when a covered loss forces you to temporarily suspend your boarding, breeding, or training operations.

What's Covered

Care, custody, and control liability
Equine liability (boarding, training, lessons)
Breeding liability
Stallion mortality and fertility
Mare mortality and reproductive failure
Foal mortality
Facility property (barns, arenas, stables)
Tack and equipment
Farm equipment and vehicles
Workers' compensation for stable employees
Business income protection
Umbrella / excess liability

Frequently Asked Questions

What is care, custody, and control (CCC) liability?

Care, custody, and control (CCC) liability covers you for damage to or death of animals owned by others while they are in your care. This is essential for boarding facilities, trainers, and breeding operations — standard farm liability policies typically exclude CCC claims.

Do I need separate insurance for my boarding operation?

Yes. If you board horses or other animals owned by others, you need specialized boarding insurance that includes care, custody, and control liability. Standard farm policies typically exclude CCC claims, leaving you personally liable for injuries or deaths of boarded animals.

Does my farm policy cover my training operation?

Standard farm policies may provide some coverage for training operations, but they often exclude professional liability and care, custody, and control claims. If you offer training services, you need a policy specifically designed for equestrian training operations.

How do I get a quote for my boarding or training operation?

Contact Prineville Insurance at (541) 447-6372 or use our online quote form. Our agents specialize in equine and agricultural insurance and will work with you to build the right coverage for your specific operation.

Get a Free Farm Boarding, Breeding & Training Insurance Quote

Serving Crook County, Deschutes County, Jefferson County, and all of Central Oregon since 1935.

Get in Touch

Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.

Monica

Monica

Insurance Specialist

Monica

Hi there! 👋

I'm the AI version of Monica here at Prineville Insurance!

Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.