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When a Church Becomes a Community Hub: Insurance for Food Pantries, Daycare, Support Groups, and Shared Building Use
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When a Church Becomes a Community Hub: Insurance for Food Pantries, Daycare, Support Groups, and Shared Building Use

November 3, 2026  ·  14 min read  ·  Non-Profits & Events

Oregon church insurance questions for food pantries, daycare, support groups, volunteers, property, vehicles, and agreements with outside groups using the building.

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Insurance Articles & Guides

Showing 145–162 of 167 articles · Page 9 of 10

We're Local and StaffedAbout Prineville Insurance
March 29, 20264 min read

We're Local and Staffed

Prineville Insurance has been locally owned and fully staffed since 1935. When you call, a real person answers. When you have a claim, a local agent helps. Discover why being local and staffed makes all the difference for Central Oregon families and businesses.

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Farm, Cattle & Crop Insurance in Oregon: A Complete Guide for Agricultural OperationsFarm & Ranch Insurance
March 29, 202610 min read

Farm, Cattle & Crop Insurance in Oregon: A Complete Guide for Agricultural Operations

Oregon farmers and ranchers face unique risks — drought, wildfire, equipment breakdown, [livestock loss](/farm-ranch/livestock-insurance), and liability. This guide covers every type of [farm insurance](/farm-ranch) available in Oregon, from cattle and livestock coverage to crop insurance and farm liability, and explains how Prineville Insurance helps agricultural operations across Crook, Deschutes, and Jefferson counties.

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Workers Compensation Insurance in Oregon: What Every Employer Needs to KnowCommercial Insurance
March 29, 20269 min read

Workers Compensation Insurance in Oregon: What Every Employer Needs to Know

Oregon law requires most employers to carry workers compensation insurance — and the penalties for going without it are severe. This guide explains Oregon's workers comp requirements, how premiums are calculated, how to reduce your costs, and how Prineville Insurance helps Central Oregon businesses get the right coverage.

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Directors & Officers Insurance: What Every Oregon Business Leader Needs to KnowCommercial Insurance
March 28, 20268 min read

Directors & Officers Insurance: What Every Oregon Business Leader Needs to Know

A single lawsuit against a board member can cost hundreds of thousands of dollars — even if the claim is ultimately dismissed. Learn what D&O insurance covers, who needs it in Central Oregon, real claim examples, and how Prineville Insurance can help protect your organization.

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The Independent Agent Advantage: What Oregon Families Should KnowInsurance
March 24, 20264 min read

The Independent Agent Advantage: What Oregon Families Should Know

In the heart of Oregon, where the Deschutes River carves its path through high desert landscapes and the Cascade Mountains stand as majestic sentinels, families in Bend and across Central Oregon understand the value of local expertise.

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Received a Non-Renewal Notice? Your Options in Central Oregon's Wildfire Insurance MarketHome Insurance
March 20, 20265 min read

Received a Non-Renewal Notice? Your Options in Central Oregon's Wildfire Insurance Market

Opening a non-renewal notice from your homeowners insurance carrier is one of the most stressful experiences a homeowner can face. For Central Oregon residents in wildfire-prone areas, it is also an increasingly common one. If you have received a non-renewal notice — or if you are concerned that one may be coming — this article explains your rights, your options, and the steps you should take immediately.

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The Complete Guide to Insurance in Central Oregon: What Every Resident Needs to KnowOregon Insurance
March 20, 20267 min read

The Complete Guide to Insurance in Central Oregon: What Every Resident Needs to Know

Central Oregon — the high desert plateau east of the Cascades stretching from Bend and Redmond to Prineville, Sisters, Madras, La Pine, and Sunriver — has become one of the most desirable places to live in the Pacific Northwest. With more than 300 days of sunshine per year, world-class outdoor recreation, and a thriving economy, the region has attracted tens of thousands of new residents over the past decade. But with that growth comes a set of insurance challenges that are unlike anywhere else in Oregon. This guide is designed to help Central Oregon residents — whether you are a longtime homeowner in Prineville, a new arrival in Bend, a rancher in [Crook County](/insurance-agency/crook-county), or a business owner in [Redmond](/insurance-agency/redmond) — understand the insurance landscape in this unique region and make informed decisions about protecting what matters most.

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Oregon's Wildfire Insurance Crisis: What Central Oregon Homeowners Must Know in 2026Home Insurance
February 28, 20264 min read

Oregon's Wildfire Insurance Crisis: What Central Oregon Homeowners Must Know in 2026

For homeowners in Bend, Sisters, Redmond, Prineville, and the surrounding communities of Central Oregon, wildfire is not an abstract future risk — it is a present and recurring reality. The 2020 Labor Day fires destroyed more than 4,000 Oregon homes in a single catastrophic event, and every fire season since has reinforced that the question is not whether wildfires will occur, but where and how severe they will be. What has changed dramatically in the years since is the response of the insurance industry — and the consequences for homeowners who are unprepared.

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Why Bend Homeowners Insurance Rates Are Rising in 2026 — And What To Do About ItHome Insurance
February 27, 20264 min read

Why Bend Homeowners Insurance Rates Are Rising in 2026 — And What To Do About It

For homeowners in Bend, Oregon, the dream of living amidst the stunning natural beauty of Central Oregon is often accompanied by the practical reality of homeownership, including insurance. In 2026, many residents are noticing a significant uptick in their home insurance premiums, leaving them wondering why. This isn't a localized anomaly but rather a reflection of broader trends impacting the insurance market, particularly in regions like ours that face unique environmental and economic pressures.

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Insuring Your Central Oregon Ranch: From Sunriver to Sisters to PrinevilleFarm & Ranch
February 24, 20264 min read

Insuring Your Central Oregon Ranch: From Sunriver to Sisters to Prineville

Central Oregon is a place of unparalleled beauty, where the high desert meets the majestic Cascades. For ranch owners in areas like Sunriver, Sisters, and Prineville, this unique landscape offers both incredible opportunities and distinct challenges. Protecting your ranch, which is often your home, your livelihood, and your legacy, requires a specialized approach to insurance. It\'s not just about covering buildings; it\'s about safeguarding your entire operation against the specific risks that come with ranching in this vibrant, yet sometimes unpredictable, region.

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Oregon Coast Vacation Rental Insurance: What Airbnb Hosts in Cannon Beach, Lincoln City, and Newport Need to KnowSpecialty Insurance
February 21, 20264 min read

Oregon Coast Vacation Rental Insurance: What Airbnb Hosts in Cannon Beach, Lincoln City, and Newport Need to Know

Owning a vacation rental on the stunning Oregon Coast offers a unique opportunity to share the beauty of our region with visitors while generating income. From the iconic Haystack Rock in Cannon Beach to the bustling D River in Lincoln City and the historic Yaquina Head Lighthouse in Newport, these destinations draw countless tourists year-round. However, transforming your beloved coastal retreat into a short-term rental on platforms like Airbnb or Vrbo introduces a distinct set of responsibilities and risks that extend beyond a typical homeowner's policy. Understanding the nuances of [vacation rental insurance](/personal/vacation-rental-insurance) is crucial for protecting your investment and ensuring peace of mind.

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Cannabis Business Insurance in Oregon: What Dispensaries, Growers, and Processors Actually Need to Stay ProtectedBusiness Insurance
February 15, 20264 min read

Cannabis Business Insurance in Oregon: What Dispensaries, Growers, and Processors Actually Need to Stay Protected

Oregon's cannabis industry is a vibrant and growing sector, from the fertile valleys of the Willamette to the high desert plains of Central Oregon. However, navigating the unique landscape of [cannabis business insurance](/commercial/cannabis-insurance) can feel as complex as cultivating a prize-winning strain. For dispensaries in Portland, growers in Southern Oregon, or processors in Bend, understanding your insurance needs isn't just good practice—it's essential for long-term protection and compliance. As your local experts at Prineville Insurance, we're here to shed light on what you actually need to stay protected in this evolving market.

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Wildfire Season Prep Guide for Pacific Northwest Homeowners: How to Protect Your Home and Your Insurance CoverageHome Insurance
February 10, 20264 min read

Wildfire Season Prep Guide for Pacific Northwest Homeowners: How to Protect Your Home and Your Insurance Coverage

The beauty of the Pacific Northwest, with its lush forests and stunning landscapes, comes with a unique responsibility: preparing for wildfire season. As residents of states like Oregon, Washington, and Idaho know all too well, wildfires are an increasing threat, impacting not just our natural environment but also our homes and communities.

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Protecting Your Pacific Northwest Boat: Insurance for the Columbia River, Willamette River, Crater Lake, and Oregon CoastSpecialty Insurance
February 9, 20266 min read

Protecting Your Pacific Northwest Boat: Insurance for the Columbia River, Willamette River, Crater Lake, and Oregon Coast

The Pacific Northwest is a boater's paradise. From the mighty Columbia River forming the border between Oregon and Washington, to the glassy waters of Crater Lake, the meandering Willamette through Portland, and the dramatic Oregon Coast — Oregon offers some of the most spectacular boating in North America. But with that beauty comes real risk, and it is worth reviewing whether your current coverage adequately protects your vessel and your liability exposure.

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Small Business Insurance in Bend Oregon: What Old Mill District Shops, Restaurants, and Startups Need to KnowBusiness Insurance
February 6, 20266 min read

Small Business Insurance in Bend Oregon: What Old Mill District Shops, Restaurants, and Startups Need to Know

Bend, Oregon, with its vibrant Old Mill District, is a hub for entrepreneurs, from charming boutiques and bustling restaurants to innovative startups. As a business owner in this dynamic environment, navigating the complexities of insurance can feel daunting. However, securing the right coverage isn't just a legal necessity; it's a foundational step in protecting your dream against the unexpected.

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Moving to Oregon? Here's What You Need to Know About Insurance Before You Arrive in the Pacific NorthwestOregon Insurance
February 3, 20264 min read

Moving to Oregon? Here's What You Need to Know About Insurance Before You Arrive in the Pacific Northwest

Welcome to the Pacific Northwest! If you're planning a move to Oregon, you're undoubtedly envisioning stunning landscapes, vibrant cities like Portland and Bend, and a lifestyle that balances outdoor adventure with community spirit.

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Teen Drivers in Oregon: How to Add Your Child to Your Auto Policy Without Breaking the BudgetAuto Insurance
January 31, 20264 min read

Teen Drivers in Oregon: How to Add Your Child to Your Auto Policy Without Breaking the Budget

The day your teenager gets their driver's license is a milestone filled with excitement, and perhaps a little apprehension, for both them and you. As parents in Central Oregon, navigating the world of teen driving also means understanding how to add your child to your auto insurance policy without breaking the bank. At Prineville Insurance, we understand these concerns and are here to guide you through the process, offering local insights and expert advice to keep your family safely and affordably covered on the roads of Prineville, Central Oregon, or even across the Pacific Northwest.

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Oregon Motorcycle Season: Getting Your Bike Ready for the Cascades, Coast Range, and High Desert — and Your Insurance TooSpecialty Insurance
January 28, 20264 min read

Oregon Motorcycle Season: Getting Your Bike Ready for the Cascades, Coast Range, and High Desert — and Your Insurance Too

As the Oregon sun begins to truly shine, a familiar hum fills the air – the sound of motorcycle engines awakening from their winter slumber. For riders across the Pacific Northwest, the arrival of spring and summer signals the start of an unparalleled season of adventure. From the winding roads of the Coast Range to the majestic passes of the Cascades and the wide-open expanses of the High Desert, Oregon offers some of the most breathtaking and diverse riding experiences in the country.

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