
The Prineville Insurance Team
Meet the Insurance Professionals of Prineville Insurance
Welcome to Our Agency
Our agency has been built by licensed individuals that live and work locally. Our team has been finding solutions in ten states for businesses and individuals for over 91 years. We are proud to be a diverse group of insurance professionals that can help protect most any line of insurance you need.
With over one hundred carriers, we can tailor coverage to your specific needs. We give options to suit our client's comfort level. Whether you prefer to come in and sit down in our offices, call, or use our automated options, we strive to make business easy with us.
George Elsom came from an insurance background with one of the big captive carriers, while Monica Elsom had a career in clothing manufacturing. Both settled in Central Oregon with their two kids, Kaylee and Austin. After being recruited by a local insurance agency to run operations, they purchased Prineville Insurance in 2008 to run and grow for themselves. In 2013, they purchased another local independent agency from a family they had a relationship with.
Both were local independent agencies that wanted the next generation to take care of their staff and clients like they would. Our mission is to have coverage that competes with the "big guys" while taking care of our customers personally.
Unfortunately, George passed away in 2015, and Monica has been running it successfully since. The agency has moved forward, improving and building individuals that want to grow and improve themselves.
We love people and helping them protect the things that they have worked so hard for. Our team works together and supports each other in this mission.
– Monica
Monica Elsom — Owner & Principal Agent
Your Prineville Insurance Team

Andrea
Account Manager

Ellene
Account Manager

Justin
Account Manager
Our Agency Philosophy
Established in 1935 to serve all Central Oregon, we have grown to provide our tailored services to nine additional states: Oregon, Washington, Idaho, Utah, Nevada, Colorado, California, Arizona, and Texas.
Our mission is to provide individuals and businesses with an efficient method of shopping for and ultimately purchasing insurance coverage. Our clients can expect to receive professional advice and personalized service by our licensed agents and account managers.
Because we represent some of the most financially sound regional and national insurance carriers, we can consistently shop our clients' policies to make sure they obtain competitive rates.
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. When it comes to something as important as insurance, it's imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.
Our Team's Expertise
Our agents average over 15 years of insurance experience and hold advanced certifications in their specialties. We invest in ongoing education to stay current with industry changes, new products, and emerging risks.
Flexible Payment Options
Monthly payment plans that fit your budget
Multi-State Coverage
Protection across OR, WA, ID, UT, NV, CO, CA, AZ, TX
24/7 Claims Support
Prompt response when you need us most
Personal Service
You deserve to know what you are paying for, and our team will take the time to explain your coverage
Industry-Specific Expertise
Specialized knowledge for your unique needs
Knowledgeable Local Agents
Personal service from experts who live and work locally
Frequently Asked Questions
Common questions about our team and working with Prineville Insurance
How long has Prineville Insurance been serving Central Oregon?
Prineville Insurance has been serving Central Oregon communities since 1935 — nearly 90 years. We are one of the oldest and most trusted independent insurance agencies in the region, with deep roots in Crook County and surrounding communities.
Is Prineville Insurance a local, independent agency?
Yes. Prineville Insurance is a locally owned, independent insurance agency headquartered in Prineville, Oregon. As an independent agency, we work with 50+ insurance carriers to find you the best coverage at the best price — we represent you, not the insurance company.
Who owns Prineville Insurance?
Prineville Insurance is a women-owned and veteran-owned business. Our leadership team is deeply committed to the Central Oregon community and has been for generations. We take pride in being a locally owned, family-oriented business.
How can I contact the Prineville Insurance team?
You can reach our team by phone at (541) 447-6372, by email at [email protected], or by visiting our office at 220 NW Meadow Lakes Drive, Prineville, OR 97754. We also have offices in Bend and Brookings to serve all of Central and Southern Oregon.
Does Prineville Insurance have agents who specialize in specific types of insurance?
Yes. Our team includes specialists in personal insurance (home, auto, life), commercial insurance, farm and ranch insurance, wildfire risk, and nonprofit/event insurance. When you contact us, we'll connect you with the agent best suited to your specific insurance needs.
What makes Prineville Insurance different from other agencies?
Our independence, longevity, and community focus set us apart. We've served Central Oregon for nearly 90 years, we work with 50+ carriers to shop for the best rates, and our agents genuinely know the region's unique risks — from wildfire to agricultural operations to rural property coverage.






