Auto insurance is a necessary expense for every driver, but that doesn’t mean you have to pay a fortune for coverage. There are several ways to save money on your auto insurance premiums without sacrificing the coverage you need. In this blog post, we’ll discuss some tips for saving money on your auto insurance premiums.
The best way to save money on your auto insurance premiums is to shop around and compare quotes from different insurance companies. Be sure to compare coverage limits and deductibles, as well as the overall cost of the policy.
If you have multiple insurance policies, such as home and auto insurance, consider bundling them with the same insurance company. Many insurance companies offer discounts for customers who have multiple policies with them.
Your driving record can have a big impact on your auto insurance premiums. If you have a history of accidents or traffic violations, you’ll likely pay more for coverage. On the other hand, if you have a clean driving record, you may be eligible for discounts on your premiums.
Choose a Higher Deductible
Your deductible is the amount you pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your monthly premiums, but it also means you’ll pay more out of pocket in the event of an accident.
Take Advantage of Discounts
Many insurance companies offer discounts for various reasons, such as:
Good student discounts
Low mileage discounts
Safe driver discounts
Defensive driving course discounts
Be sure to ask your insurance company about any discounts you may be eligible for.
Auto insurance is a necessary expense, but that doesn’t mean you have to pay a fortune for coverage. By shopping around, bundling policies, driving safely, choosing a higher deductible, and taking advantage of discounts, you can save money on your auto insurance premiums without sacrificing the coverage you need.
Request a Quote Today
Ready to start saving money on your auto insurance premiums? Request a quote today by calling our office at 541-447-6372 or reaching out to us on social media. We’re here to help you find the right coverage for your needs in Oregon, Washington, and the Pacific Northwest.