Protecting Your Oregon Food Business: Insurance for Food Trucks & Carts
Prineville Insurance understands the unique risks faced by food truck and food cart owners in Oregon. We’re here to help you navigate the complexities of insurance and find the right coverage to protect your business and your livelihood. Call us today at 541-447-6372 or visit our website at prinevilleins.com for a free quote.
Why Food Truck & Food Cart Insurance is Crucial
The food service industry is dynamic and presents several potential liabilities. From accidents and injuries to property damage and product liability, unforeseen events can significantly impact your business. Comprehensive insurance is essential for:
* Protecting your assets: Your food truck or cart is a significant investment. Insurance protects it against damage, theft, and vandalism.
* Liability coverage: If someone is injured or falls ill due to foodborne illness or an accident on your property (even if it’s just a small cart), you could face substantial legal and medical costs. Liability insurance covers these expenses.
* Employee protection (if applicable): If you have employees, workers’ compensation insurance is a legal requirement in Oregon, protecting them in case of workplace injuries.
* Business interruption: If an unforeseen event forces you to close temporarily, business interruption insurance can help cover lost income and expenses.
What Types of Coverage Should You Consider?
Prineville Insurance can tailor a policy to fit your specific needs, but here are some key coverages to consider:
* General Liability: This protects you against claims of bodily injury or property damage caused by your business operations.
* Product Liability: This covers claims related to foodborne illness or other issues arising from the consumption of your food.
* Commercial Auto: This covers your vehicle(s) used for transporting food and supplies. This is crucial, even if your vehicle is older.
* Workers’ Compensation: Required in Oregon if you have employees, protecting them from workplace injuries and illnesses.
* Property Insurance: Protects your food truck or cart from damage or theft.
Why Choose Prineville Insurance?
We’re a local agency committed to providing personalized service and comprehensive insurance solutions for Oregon businesses. We take the time to understand your unique circumstances and recommend the best coverage for your needs. Our agents are knowledgeable about the specific challenges faced by food truck and food cart owners in Oregon.
Contact us today for a free quote! Call 541-447-6372 or visit prinevilleins.com.
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Welcome to our Agency!
Our agencies have been built by licensed individuals that live and work locally. Our team has been finding solutions in ten states for businesses and individuals for over 89 years. We are proud to be a diverse group of insurance professionals that can help protect most any line of insurance you need.
With over one hundred carriers, we can tailor coverage to your specific needs. We give options to suit our client’s comfort level. Come in and sit down in our offices, call, if you prefer to use our automated options, we strive to make business easy with us. We know our clients are busy and we want to make your insurance experience as stress free as possible. You deserve to know what you are paying for, and our team will take the time to explain your coverage and what it does for you when you need it.
Meet Monica the owner
George Elsom comes from an insurance background with one of the big captive carriers, Monica Elsom had a career in clothing manufacturing, both settled in Central Oregon with our two kids Kaylee and Austin. Moved up to Oregon by a local insurance agency looking for someone to run operations, after many years, they purchased Insure Pacific, Inc., Prineville Insurance Agency in 2008 from
that local agency to run and grow for themselves. In 2013 George and Monica purchased Gerald Ross Agency, Inc., from another local family that they had a relationship with. Both local independent agencies that wanted the next generation to take care of their staff and clients like they would. Our mission is to have the best coverage to compete with the “big guys” and be able to take care of our customers personally. Unfortunately, George passed away in 2015 and Monica has been running it successfully since. The agency has moved forward improving and building individuals that want to grow and improve themselves. Our team works together to make sure our customers’ needs are met and we are proactive with the needs of everyone.
We love people and helping them protect the things that they have worked so hard for. Our team works together and supports each other in this mission.