Protecting Your Prineville Restaurant: Insurance Solutions from Prineville Insurance
Running a restaurant in Prineville is demanding. Long hours, demanding customers, and razor-thin margins are just a few of the challenges you face daily. At Prineville Insurance, we understand these pressures and are dedicated to helping you protect your business from unforeseen events. We offer comprehensive insurance solutions specifically tailored to the unique risks faced by restaurants in Oregon.
Key Restaurant Insurance Coverages We Offer:
* General Liability: This fundamental coverage protects your business against claims of bodily injury or property damage caused by your operations. A spilled drink, a customer slip-and-fall, or even damage caused by a delivery – these are all potential scenarios where general liability insurance can provide crucial financial protection.
* Property Insurance: This covers damage to your restaurant building, equipment, inventory, and other assets from various perils, including fire, theft, vandalism, and even severe weather events. Protecting your physical assets is critical for business continuity.
* Liquor Liability: If your restaurant serves alcohol, liquor liability insurance is essential. It protects you against claims arising from alcohol-related incidents, such as injuries or property damage caused by intoxicated patrons.
* Workers’ Compensation: Oregon law requires employers to provide workers’ compensation insurance for their employees. This coverage protects your employees in the event of work-related injuries or illnesses, covering medical expenses and lost wages.
* Commercial Auto Insurance: If your restaurant has delivery vehicles or company cars, commercial auto insurance is crucial. This protects your business against accidents and liability claims involving your vehicles.
* Business Interruption Insurance: This coverage helps your business recover financially during periods of downtime caused by covered incidents, such as a fire or severe weather damage. It can help cover lost income and ongoing expenses.
Why Choose Prineville Insurance?
We are a local agency committed to providing personalized service to our clients. We understand the specific challenges faced by Prineville businesses and work closely with you to create a customized insurance plan that meets your unique needs and budget.
* Local Expertise: We understand the Prineville community and the specific risks faced by businesses here.
* Personalized Service: We take the time to listen to your needs and provide tailored solutions.
* Competitive Rates: We work with multiple top-rated insurance carriers to find you the best possible rates.
* Easy Claims Process: We’re here to support you every step of the way should you need to file a claim.
Don’t wait until it’s too late. Contact Prineville Insurance today for a free quote!
Call us at 541-447-6372 or visit our website at [prinevilleins.com](prinevilleins.com).
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Welcome to our Agency!
Our agencies have been built by licensed individuals that live and work locally. Our team has been finding solutions in ten states for businesses and individuals for over 89 years. We are proud to be a diverse group of insurance professionals that can help protect most any line of insurance you need.
With over one hundred carriers, we can tailor coverage to your specific needs. We give options to suit our client’s comfort level. Come in and sit down in our offices, call, if you prefer to use our automated options, we strive to make business easy with us. We know our clients are busy and we want to make your insurance experience as stress free as possible. You deserve to know what you are paying for, and our team will take the time to explain your coverage and what it does for you when you need it.
Meet Monica the owner
George Elsom comes from an insurance background with one of the big captive carriers, Monica Elsom had a career in clothing manufacturing, both settled in Central Oregon with our two kids Kaylee and Austin. Moved up to Oregon by a local insurance agency looking for someone to run operations, after many years, they purchased Insure Pacific, Inc., Prineville Insurance Agency in 2008 from
that local agency to run and grow for themselves. In 2013 George and Monica purchased Gerald Ross Agency, Inc., from another local family that they had a relationship with. Both local independent agencies that wanted the next generation to take care of their staff and clients like they would. Our mission is to have the best coverage to compete with the “big guys” and be able to take care of our customers personally. Unfortunately, George passed away in 2015 and Monica has been running it successfully since. The agency has moved forward improving and building individuals that want to grow and improve themselves. Our team works together to make sure our customers’ needs are met and we are proactive with the needs of everyone.
We love people and helping them protect the things that they have worked so hard for. Our team works together and supports each other in this mission.