Employment Practices Liability Insurance: Minimizing Risk in the Workplace

What is Employment Practices Liability Insurance?

Employment practices liability insurance is a type of insurance coverage that provides protection for your business in the event of employment-related claims, such as discrimination, harassment, or wrongful termination. This type of coverage can provide financial assistance for legal defense costs, settlement costs, and other expenses associated with a claim.

What Does Employment Practices Liability Insurance Cover?

Employment practices liability insurance typically provides coverage for the following types of events:

Claims of discrimination based on age, race, gender, or other protected categories
Claims of harassment or hostile work environment
Claims of wrongful termination or retaliation
Claims of breach of employment contract
Claims of failure to promote or provide reasonable accommodations

Why is Employment Practices Liability Insurance Important?

Employment-related claims can have devastating financial and reputational consequences for businesses of all sizes. Employment practices liability insurance is important because it can provide critical financial assistance to cover the costs associated with legal defense, settlement, and other expenses. Without this type of coverage, your business could be at risk of financial difficulties in the event of an employment-related claim.


Protecting your business from the financial losses resulting from employment-related claims is essential. Employment practices liability insurance is a critical component of any business insurance portfolio and can provide important protection in the event of an employment-related claim.

Request a Quote Today

Ready to find the right employment practices liability insurance coverage for your business? Request a quote today by calling our office at 541-447-6372 or reaching out to us on social media. We’re here to help you find the right coverage for your business needs in Oregon, Washington, and the Pacific Northwest.