Protecting Your Prineville Cafe: Business Insurance from Prineville Insurance
Running a cafe or coffee shop in Prineville is a rewarding experience, but it also comes with unique risks. At Prineville Insurance, we understand these risks and are dedicated to providing comprehensive business insurance solutions tailored to the needs of Oregon’s thriving cafe and coffee shop community. Call us today at 541-447-6372 or visit our website at [prinevilleins.com](prinevilleins.com) to learn more.
Risks Faced by Prineville Cafes & Coffee Shops
Your cafe faces a variety of potential risks, including:
* Property Damage: Fire, theft, vandalism, and weather events can cause significant damage to your building, equipment, and inventory.
* Liability: Accidents or injuries on your premises can lead to costly lawsuits. Serving food and beverages carries inherent liability risks.
* Employee-Related Issues: Workers’ compensation claims, employee theft, or wrongful termination lawsuits can impact your bottom line.
* Business Interruption: An unexpected event could force you to close temporarily, leading to lost revenue and ongoing expenses.
Insurance Solutions for Your Prineville Cafe
Prineville Insurance offers a range of insurance products designed to protect your business from these risks:
* Property Insurance: Protects your building, equipment (espresso machines, ovens, etc.), and inventory from damage or loss.
* General Liability Insurance: Covers claims of bodily injury or property damage caused by your business operations. This is crucial for protecting against customer slip-and-fall incidents or product liability issues.
* Workers’ Compensation Insurance: Provides coverage for medical expenses and lost wages for employees injured on the job. This is legally required in Oregon for most businesses with employees.
* Business Interruption Insurance: Helps cover your ongoing expenses and lost income if you’re forced to close due to a covered event.
* Liquor Liability Insurance (if applicable): If you serve alcohol, this is essential to protect you from liability related to alcohol-related incidents.
Why Choose Prineville Insurance?
We are locally owned and operated, providing personalized service and expert advice to our clients. We understand the unique challenges faced by businesses in Prineville and are committed to finding the right insurance solutions to meet your specific needs and budget. Our team takes the time to understand your business and help you choose the appropriate coverage.
Get a Free Quote Today!
Don’t wait until it’s too late to protect your business. Contact Prineville Insurance today for a free quote and let us help you secure your future. Call us at 541-447-6372 or visit our website at [prinevilleins.com](prinevilleins.com). We look forward to hearing from you!
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Welcome to our Agency!
Our agencies have been built by licensed individuals that live and work locally. Our team has been finding solutions in ten states for businesses and individuals for over 89 years. We are proud to be a diverse group of insurance professionals that can help protect most any line of insurance you need.
With over one hundred carriers, we can tailor coverage to your specific needs. We give options to suit our client’s comfort level. Come in and sit down in our offices, call, if you prefer to use our automated options, we strive to make business easy with us. We know our clients are busy and we want to make your insurance experience as stress free as possible. You deserve to know what you are paying for, and our team will take the time to explain your coverage and what it does for you when you need it.
Meet Monica the owner
George Elsom comes from an insurance background with one of the big captive carriers, Monica Elsom had a career in clothing manufacturing, both settled in Central Oregon with our two kids Kaylee and Austin. Moved up to Oregon by a local insurance agency looking for someone to run operations, after many years, they purchased Insure Pacific, Inc., Prineville Insurance Agency in 2008 from
that local agency to run and grow for themselves. In 2013 George and Monica purchased Gerald Ross Agency, Inc., from another local family that they had a relationship with. Both local independent agencies that wanted the next generation to take care of their staff and clients like they would. Our mission is to have the best coverage to compete with the “big guys” and be able to take care of our customers personally. Unfortunately, George passed away in 2015 and Monica has been running it successfully since. The agency has moved forward improving and building individuals that want to grow and improve themselves. Our team works together to make sure our customers’ needs are met and we are proactive with the needs of everyone.
We love people and helping them protect the things that they have worked so hard for. Our team works together and supports each other in this mission.